A black and white drawing of a house with an arrow pointing up.

Home Insurance

A family is sitting on the steps of their house in front of a red door.

Secure Your Home Today

Comprehensive Home Insurance

Your home is your sanctuary—a place where memories are made and families grow. Protecting it means safeguarding not just the building but also the life you’ve built inside. At Byars Cooper Insurance Agency, we specialize in customized home insurance for homeowners across Alabama. From your roof to your most prized belongings, we’ll help you stay covered when the unexpected happens.

Protect Your Investment

Covers your home from damages caused by fire, storms, or other unexpected events, ensuring it can be repaired or rebuilt.

A shield with a dollar sign and a check mark on it.
Safeguard Your Belongings

Protects your furniture, electronics, and other valuables from theft, damage, or loss.

A black and white icon of a chair and a wardrobe on a white background.
Liability Coverage

Offers financial protection if someone is injured on your property or if you accidentally damage someone else’s.

A hand is holding a shield with a dollar sign on it.

What We Cover

  • Dwelling Coverage

    Protects the structure of your home, including walls, roof, and attached features, from covered perils like fire, wind, and hail.

  • Personal Property Coverage

    Covers your belongings, from furniture and appliances to jewelry and electronics, against theft or damage.

  • Liability Coverage

    Protects you financially if someone gets hurt on your property or if you accidentally cause damage to another person’s property.

  • Additional Living Expenses

    Covers temporary living costs, such as hotel stays, if your home is uninhabitable after a covered event.

  • Extended Coverage Options

    Customize your policy with add-ons like coverage for high-value items or extra protection for outdoor structures.

A man and a woman are sitting on a couch with a plaid blanket.
A family is having a picnic in their backyard.

Why Choose Byars Cooper Insurance?

  • Local Expertise: We understand the unique needs of Alabama homeowners and customize coverage to match.


  • Personalized Service: Our team takes the time to listen and create a policy that fits your life and budget.


  • Trusted Carriers: As an independent agency, we partner with top insurance providers to offer competitive options.