As the 2025 hurricane season approaches, it's crucial for homeowners to prioritize hurricane preparedness. The official Atlantic hurricane season runs from June 1 to November 30, with peak activity periods from mid-August to mid-October. In 2024, we experienced a highly active season with 18 named storms, 11 hurricanes, and five major hurricanes. While it’s impossible to predict the weather ahead, proactive steps can help you minimize risk and protect your property.

Review Your Insurance Coverage

Start by reviewing your insurance coverage to ensure your homeowner’s policy is up-to-date and covers potential hurricane damage. Be aware that standard policies often exclude flood damage. It may be wise to obtain a separate flood insurance policy to ensure full coverage.

Document Your Property

Take clear photos and videos of your home’s interior and exterior before the storm hits. This documentation can be invaluable when filing insurance claims due to hurricane damage.

Trim Trees and Secure Outdoor Items

Loose branches and unsecured furniture can become dangerous projectiles during high winds. Be sure to trim trees and secure all outdoor items to prevent potential hazards.

Protect Windows and Doors

Consider installing storm shutters or investing in impact-resistant windows and doors. If these aren’t feasible options, pre-cut plywood can serve as a temporary protective measure during a storm.

Inspect and Repair Your Roof

Check your roof for loose or damaged shingles and make any necessary repairs to prevent leaks. A well-maintained roof is your first line of defense against storm damage.

Clear Gutters and Downspouts

Clogged gutters can lead to serious water damage. Ensure your gutters and downspouts are clear to maintain proper drainage and minimize water-related issues during heavy rainfall.

Prepare an Emergency Kit

Assemble an emergency kit that includes essentials such as water, non-perishable food, medications, flashlights, batteries, and important documents. These supplies are crucial in the event of power outages or evacuations.

Early preparation is the key to ensuring peace of mind and better protection. Even if a major storm doesn’t strike, taking these steps early will safeguard your home and loved ones. Review your emergency plans and insurance policies now, rather than waiting until a storm is imminent.